Terms of service

Terms and Conditions
Last Updated: 12 October 2025

These Terms and Conditions govern your use of SK Advisory’s website and Services.

By accessing or using our Services, you agree to these Terms.

1. About SK Advisory

SK Advisory provides:

  • Management consultancy

  • Merchant services

  • Energy services

  • Other financial service activities (excluding insurance and pension funding)

2. Scope of Services

We provide professional business and financial support services based on client requirements.

Service availability, scope and pricing may vary depending on individual agreements.

We reserve the right to modify or discontinue Services at any time.

3. No Financial Advice Guarantee

Unless explicitly stated in writing:

  • Our Services do not constitute regulated investment, insurance, or pension advice

  • We do not guarantee business performance or financial outcomes

  • Decisions made based on our Services remain the responsibility of the client

4. Client Responsibilities

You agree to:

  • Provide accurate and complete information

  • Use Services lawfully

  • Maintain confidentiality of any account access details

  • Not misuse or interfere with our systems

5. Fees and Payments

Where applicable:

  • Fees will be agreed in advance

  • Payments must be made in accordance with agreed terms

  • Late payments may result in suspension of Services

All prices exclude VAT unless stated otherwise.

6. Intellectual Property

All website content, branding, documents and materials are owned by SK Advisory or licensed to us.

You may not reproduce or distribute content without written permission.

7. Confidentiality

We treat all client business information confidentially and in accordance with applicable data protection laws.

Clients agree not to disclose proprietary or confidential materials received through our Services.

8. Limitation of Liability

To the maximum extent permitted by Irish law, SK Advisory is not liable for:

  • Indirect or consequential losses

  • Loss of profits or business interruption

  • Third-party service failures

  • Decisions made by external providers

Our total liability shall not exceed the fees paid for the relevant Service giving rise to the claim.

9. Third-Party Services

We may integrate or rely on third-party providers such as payment platforms and hosting services.

We are not responsible for third-party outages or policies.

10. Termination

We reserve the right to suspend or terminate access if:

  • These Terms are breached

  • Fraud or misuse is suspected

  • Required by law or regulation

11. Data Protection

Use of our Services is subject to our Privacy Policy, which forms part of these Terms.

12. Governing Law

These Terms are governed by the laws of Ireland.

Any disputes shall be subject to the exclusive jurisdiction of the Irish courts.

13. Changes to Terms

We may update these Terms at any time. Continued use of Services constitutes acceptance of the revised Terms.