Privacy policy

Privacy Policy
Last Updated: 12 October 2025

SK Advisory (“we”, “us”, “our”) is an Irish professional services firm providing management consultancy, merchant services, energy services, and other financial service activities (excluding insurance and pension funding) (the “Services”).

This Privacy Policy explains how we collect, use, store and share personal data when you interact with our website or Services in accordance with the EU General Data Protection Regulation (GDPR) and the Irish Data Protection Act 2018.

By using our Services, you agree to the collection and use of information in accordance with this Privacy Policy.

1. Data Controller

For the purposes of data protection law, the Data Controller is:

SK Advisory Limited
Email: info@skadvisory.ie

2. Personal Data We Collect

We may collect and process the following categories of personal data:

Identity & Contact Data

  • Name

  • Business name

  • Address

  • Email address

  • Telephone number

Business & Service Information

  • Company details

  • Merchant account information

  • Energy usage or service enquiry data

  • Financial services enquiry information

  • Consultancy project details

  • Business requirements and service preferences

Financial & Transaction Data

  • Billing information

  • Payment confirmations

  • Transaction records

Communications Data

  • Emails

  • Contact form submissions

  • Customer support interactions

  • Consultation communications

Technical Data

  • IP address

  • Device and browser type

  • Website usage data

  • Cookies and similar technologies

3. How We Collect Your Data

We collect personal data:

  • Directly from you when you contact us or engage our Services

  • Automatically through website usage and cookies

  • From third-party service providers acting on our behalf

  • From business partners where relevant to service delivery

4. Legal Basis for Processing

We process personal data under the following GDPR lawful bases:

Contractual Necessity

To deliver Services, manage accounts, provide merchant and energy services support, process transactions, and fulfil service agreements.

Legitimate Interests

To operate our business, respond to enquiries, improve services, maintain security, prevent fraud, and conduct internal analytics.

Consent

Where required, including marketing communications and optional data submissions.

Legal Obligation

To comply with Irish and EU legal, accounting, and regulatory requirements.

5. How We Use Your Personal Data

We use your data to:

  • Deliver consultancy, merchant, energy and financial service support

  • Respond to business enquiries

  • Manage client relationships

  • Process transactions and billing

  • Provide customer support

  • Improve our website and services

  • Meet regulatory and compliance obligations

6. Sharing Your Data With Third Parties

We may share personal data with trusted third-party processors where necessary to deliver our Services, including:

Service Providers

  • Website hosting providers

  • Payment processors

  • CRM platforms

  • Cloud storage providers

  • Analytics and IT service providers

Business & Operational Partners

Where required to facilitate merchant services, energy services, or financial service-related processing.

Professional Advisors

  • Accountants

  • Legal advisors

  • Compliance consultants

Legal Authorities

Where required by law.

All third-party processors operate under GDPR-compliant data processing agreements.

We do not sell personal data.

7. International Transfers

Where personal data is transferred outside the EEA or UK, we ensure appropriate safeguards are in place including:

  • Standard Contractual Clauses

  • Adequacy decisions

  • Secure transfer frameworks

8. Data Retention

We retain personal data only for as long as necessary to:

  • Provide Services

  • Meet contractual obligations

  • Comply with legal and regulatory requirements

  • Resolve disputes

Retention periods typically range from 12 months to 7 years, depending on data type and legal obligations.

9. Your GDPR Rights

You have the right to:

  • Access your data

  • Correct inaccurate data

  • Request deletion

  • Restrict processing

  • Object to processing

  • Request data portability

  • Withdraw consent at any time

Requests can be made to:
📧 info@skadvisory.ie

10. Complaints

You may lodge a complaint with:

Irish Data Protection Commission (DPC)
https://www.dataprotection.ie

11. Cookies

We use cookies to improve website functionality and performance. You can control cookies through your browser settings.

12. Security

We implement appropriate technical and organisational security measures to protect your personal data.

13. Children’s Data

Our Services are not intended for individuals under 18 years of age.

14. Third-Party Links

We are not responsible for the privacy practices of external websites linked from our site.

15. Policy Updates

We may update this Privacy Policy periodically. The latest version will always be available on our website.

16. Contact

SK Advisory
Ireland
📧 info@skadvisory.ie